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Start the chat-based financial planning flow
Open the financial planning agent and select the chat-based planning flow. The system will guide you through a sequence of questions to build your financial profile.
A chat-based financial planning agent that takes you from profile to a 45-year Monte Carlo projection, side-by-side scenarios and a full PDF report — without a spreadsheet in sight.
This walkthrough explains how to use the financial planning agent to create personalised financial plans via a chat-based flow, review projections and risk, explore alternative scenarios, and download a comprehensive PDF report.
Open the financial planning agent and select the chat-based planning flow. The system will guide you through a sequence of questions to build your financial profile.
Provide the basic information requested in the chat. Submit each answer as prompted by the chat interface.
When prompted, enter your regular expenses (monthly rent, groceries and other recurring costs). Next, provide details of each existing loan and confirm them when the agent asks you to review. The chat may then ask if you have any additional loans — respond with the relevant information.
Answer the questions about your long-term objectives. Enter each response clearly so the agent can incorporate it into your plan.
Provide information about your current savings and investments, then enter your insurance details when requested. These inputs enable the agent to build a more accurate and comprehensive plan.
After collecting your data, the agent will compute a freedom score and generate a long-horizon projection. Use this information to understand the sustainability of your current financial path and the achievability of your goals.
The agent lets you download a detailed PDF plan summarising your current financial position, projections and assumptions, recommended allocation, and a 12-month action roadmap. Download the PDF to review the suggestions in detail and keep a record of your plan.
When prompted to explore new scenarios (for example a home loan), provide the requested details. You can also test strategy changes such as stepping up your SIPs (e.g. by 15%). The agent will create updated plans so you can compare them side by side and understand how each choice affects your loan burden, timelines and overall net worth.
In the detailed planning views, navigate to the cash flow and assumptions section. Review key assumptions and the cash flow projections that show how your income, expenses and savings evolve over time. Use this section to verify whether the assumptions align with your expectations and risk appetite.
Open the allocation view to see how your SIPs, investments and overall funds are distributed across asset classes and instruments. Then review the goals section to understand each goal you have defined, whether the agent considers it realistic, and how the projected achievement path looks. Check the insurance section to evaluate your coverage relative to your needs and note any gaps or overexposures.
Navigate to the tax view to see your tax projections, including your LTCG (Long-Term Capital Gains) headroom for the year. Then open the retirement glide section to assess whether your retirement plan is adequately funded and sustainable.
From the main interface, download the full report that consolidates all views and projections. Use this report for your own tracking or to share with clients and stakeholders. You can also provide feedback on the experience or request access to try the product further.
Personal financial planning stops being a service only the top decile can afford. The same agent that intakes your profile also runs the Monte Carlo, draws the glide path and produces a defendable PDF — in one chat.
Describe your workflow and we’ll draft a plan in 60 seconds.